Sheema Usmani is Vice President of Wealth Services R&D at State Street, where she leads AI-driven innovation for the future of wealth management. She is building next-generation financial applications powered by multi-agent AI systems that help people make sense of complex financial, portfolio, and retirement decisions.

Previously, Sheema held AI and data science roles at J.P. Morgan Wealth Management and IBM, delivering NLP, machine learning, and generative AI solutions at scale. A Stanford-trained engineer, published AI researcher, patent inventor, and AAAI award recipient, she brings a human-centered lens to one of finance’s most important questions: how can AI make financial guidance more personalized, explainable, and accessible?