Pavan Agarwal is the Founder and CEO of Celligence and President and CEO of Sun West Mortgage Company, one of the nation’s leading mortgage lenders and servicers. A pioneer in applied artificial intelligence, he is the creator of AngelAi, an empathetic AI platform designed to transform financial services by delivering personalized, transparent, and equitable experiences for consumers.

For more than four decades, Pavan has led the development of innovative technologies that have reshaped mortgage origination, underwriting, servicing, and capital markets. Under his leadership, Sun West has become one of the largest privately held mortgage companies in the United States, while Celligence has focused on advancing AI systems that combine human values with cutting-edge automation.

Pavan is widely recognized for his work at the intersection of artificial intelligence, blockchain, and financial inclusion. He has spoken at leading technology and industry forums, including Stanford University’s Science of Blockchain Conference, the Texas Blockchain Summit, and numerous AI and fintech events. His work emphasizes how AI can expand access to homeownership, reduce inefficiencies, and create fairer outcomes for consumers.

At AI4 – America’s Largest AI Conference, Pavan will share insights from deploying AI at scale in highly regulated industries and discuss how empathetic AI can drive innovation while preserving trust, transparency, and human-centered decision-making.