Pankaj Jain is the CIO of International Operations at GM Financial, where he’s responsible for all technology—including AI—across Mexico, South America, Europe and the Asia Pacific. A passionate technology executive, he has extensive experience in Fortune 500 companies, including Charles Schwab, JPMorgan Chase and Nationwide Insurance. His technology portfolio leadership includes Enterprise Application Development, Cloud, Digital, Data & Analytics, Corporate Systems and AI. He champions continuous learning cultures and inspires teams that excel at innovation and delivering world-class software solutions. Prior to GM Financial, he served as the Divisional CIO, U.S. and India for Silicon Valley Bank, as Vice President of Schwab Digital at Charles Schwab, as Application Development Director, Digital at JPMorgan Chase and other high profile leadership roles at brands like Nationwide Insurance, among others.